Over the next few months I’m going to be posting a series of educational videos on finance, investing, and fitness. To start off, this is a brief introductory video to give you an idea of who I am and what I do, so you understand why I am so passionate about these topics and the array of information I want to share.
Last week I mentioned a link between physical fitness and financial fitness as a means to a happier, healthier life. Today I want to discuss that link in more detail and explain why it is so important.
Possibly two of the most important questions you can answer with regards to your financial future: Should I hire a financial advisor? If so, how do I select a financial advisor? My goal in this video is to answer both of these questions.
I know it’s a dirty word when it comes to finance, but it’s time for those New Year’s Resolutions. What better way to start the New Year off right, than with a budget to get your finances working for you, instead of against you. If you prefer, think of it as smart spending.
Social Security: What you need to know about earning credits, estimating your benefits, how your retirement age impacts your benefits, and how to claim benefits.
Social Security faces a serious funding issue in the future. Watch this video to find out what it is, and how it could impact you.
Check out this video to learn what a financial plan is and how it can streamline your process to financial success. Having a plan that lays out your goals, and action steps needed to achieve those goals; from insurance, to investing, to estate planning, can be one of the most advantageous tools to have on your financial journey.
Estate Planning can be a confusing, complicated, and expensive process, but it’s also an important process. This video is to help you understand some of the common estate planning documents and steps you can take to address your estate planning needs and to improve your estates ability to pass to your heirs. Wills, trusts, powers of attorney, account titling, and designating beneficiaries will all be addressed. Another huge Thank You to Chris Holling for editing this video!
It’s that time of year again. If you have not filed your taxes already, the deadline (04/15/2019) is approaching fast. This video will walk you through how the new tax regimes changes are likely to impact you, how you file, and your resulting tax bill (or return). www.irs.gov
Ever wonder what type of account you should open? This video will review the drawbacks and benefits of each type of account to help you determine which might be the most appropriate for you. Specifically, we will be focusing on non-qualified accounts this week and reviewing qualified (retirement) accounts next week.
Ever wonder what type of account you should open? Last week we talked about non-qualified accounts. This week we will be talking about the different types of qualified accounts along with the benefits and drawbacks of each so that you will have a better understanding of your current retirement account and what type of account makes sense to utilize going forward.
Ever wonder what type of account you should open to save for your children’s education? Over the last couple of week we talked about non-qualified accounts and qualified, retirement accounts. This week we will be talking about the different types of college savings accounts along with the benefits and drawbacks of each so that you can make an informed decision as to which type to open.
Understanding what you are investing in and why, is one of the first steps toward reducing stress related to investing. Whether you have chosen to manage your own portfolios or are utilizing a financial advisor, this video will walk you through some basic steps you can take to analyze your portfolio as well as potential methods for improving upon it.
Last week we talked about how to analyze an entire portfolio. This week we are going to delve into how to analyze individual securities utilizing some of the broad strokes, including the differences between fundamental analysis and technical analysis. Next week will be even more granular, exploring some of the specific things I look for in individual stocks, MFs, and ETFs.
As promised, this week’s video dives into what I look for when analyzing individual securities. Understanding what you are investing in and why is one of the most important factors when it comes to avoiding irrational decision making for your investments. For those of you looking to gain a better understanding of the individual holdings inside of your portfolio, this video will provide you with some of the key areas I evaluate for stocks, mutual funds, and exchange traded funds.
It’s time to get real about insurance. Specifically, I want to talk about some of the most overlooked general concepts of insurance, while focusing on life insurance. Life insurance was designed to transfer risk and it is still one of the most effective means of accomplishing that goal. But, as you will see in this video, it should rarely, if ever, be considered an investment.
Sorry I missed last week’s video post. I wanted to continue the conversation on insurance, by focusing in on term life insurance. This video covers the ins and outs of one of the most common, and cheapest, types of life insurance.
To wrap up our insurance discussion, I want to review whole life insurance. Whole life insurance works to fill a very particular need, but is far too frequently, painted with too rosy a color. This video outlines when whole life insurance might be appropriate, and when to think critically about the picture you're being presented.
Next, I’d like to transition the insurance discussion over to annuities. This video, along with the below link, will provide an overview of annuities as well as the basic distinction between immediate annuities and deferred annuities. In the coming weeks, I will discuss the various types of deferred annuities, when they might make sense, and the pitfalls to watch out for.
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