Annuities: Fixed

Low volatility, low market correlation, and a guaranteed, fixed rated…sort of.  Find out more, here. 

Annuities: Fixed Indexed

Following up on our annuity discussion, find out about the market participation element FIAs add to traditional fixed annuities. 

Annuities: Variable

Variable Annuities:  What makes them “variable”?  How can they be both “variable” and “guaranteed”?  What is a “rider”?  Check out this video to find out. 

Annuities: When They Make Sense

When does investing in an annuity actually make sense?  From fixed and fixed indexed, to variable annuities, check out this video to find out the advantages and most common usages of annuities.  Next week we’ll discuss some of the pitfalls to watch out for. 

Annuities: Pitfalls

Illiquidity, fees, investment restrictions, growth limitations, and more:  These are some of the things to look out for when evaluating the purchase of an annuity. 

Credit: Credit Scores

Over the next few weeks I’m going to be discussing credit.  Although all of these videos will touch on how various topics impact your credit score, today’s video focuses on that subject.  This video will give you an idea of how your credit score is determined and how your credit score impacts terms on loans you apply for. 

www.annualcreditreport.com 

Credit: Credit Cards

Ever wonder why you should use a credit card and how to use it to improve your credit score?  Or, conversely, how your credit score impacts your interest rates?  Watch this video to find out. 

Credit: Mortgages & Other Loans

While most people are fixated on their monthly payments when evaluating a car or home purchase, they should probably be more focused on the interest rate.  This video explains why the interest rate on your debt is so important, how it impacts your payments over the life of a loan, how to interpret your interest rate, and when to invest versus pay off debt. 

Credit: Credit Lines

Wrapping up our credit discussion, I wanted to talk about credit lines.  Although your line of credit is impacted more by your income than your credit score, it’s still good to know how they impact one another and how you can improve your lines of credit.  Not only is this my last video on the topic of credit, it is the last video I have planned for the time being.  If you have any other topics you would like to learn more about, please let me know.